At FAA FCU, our focus is getting you into a vehicle and a financing plan that really works for you. That’s why we offer budget-friendly auto loan terms up to 72 months and “new” auto rates even on some used vehicles.*
Take advantage of our expert lenders, localized auto loan processing, online application, and other perks, such as our skip-a-payment option, that you receive just for being a member. We also provide auto buying resources and additional coverage options to make sure you’re set up for success from the get-go! So get up and go with the help of FAA FCU!
All loan rates shown are “as low as”, indicate an “A+” rate for automobiles, motorcycles, and recreational, an “A” rate for all others. Term restrictions may apply. Variable rates are subject to change according to the terms of the agreement. The maximum annual percentage rate for all variable rate loans is 18%. These rates are subject to change without notice. Contact a loan officer for more details on each of the loans.
- Competitively low auto loan rates for new or used vehicles*
- Up to 105% financing available on new vehicles*
- Up to 105% financing of the NADA retail value on used vehicles*
- Buy used vehicles at our “new” rate! (Current and previous years models qualify as new)
- Budget-friendly terms up to 72 months for new vehicles, and up to 60 months for used vehicles*
- Easy repayment options; payroll deduction and automated payment (from checking or savings) available
- No prepayment penalties
- Free pre-approval for extra confidence upon negotiations***
- Refinance your current vehicle to potentially lower your rate
- Quick and easy online application to expedite the process
- Local decision-making and processing
- Attentive, customized service from a lender who understands your unique needs
*Financing rates and terms based upon credit worthiness, age of collateral, and amount financed.
***Subject to confirmation of vehicle value.
Extra Coverage
Keep from being caught “upside-down” on your auto loan should something happen to your vehicle. Learn more about our GAP Coverage options.
Auto Buying Resources
Search for certified used vehicles, backed by haggle-free buying through Enterprise Car Sales.
Skip-A-Pay
There are times in life when it helps to have additional cash on hand. At FAA FCU we offer a *Skip-a-Payment for those times. If you have loans in good standing with us, you may qualify to skip your next loan payment.
The option to skip your loan payment is a year round benefit for our members. A $30 fee applies to each payment that is skipped. Skipping a payment does not impact your credit score but it is important to know interest will continue to accrue during the waived payment period, causing the total amount of interest paid over the life of the loan to increase. The deferred payment is simply added to the end of your loan term.
This feature is available via the mobile app and online banking. Once logged in to your account, select a loan suffix and the Skip a Payment Option to see if your loan qualifies. You may also visit or call your local branch for assistance.
*Fee applies. Not all loans qualify. Mortgage, Home Equity Loans, Home Equity Line of Credit, Visa Credit Card are not eligible for Skip-a-Pay.
